Jason Smalley

NMLS # 95626

860-680-3065

jason@usa-mtg.com

Jason Smalley Mortgage Loan Specialist

Blog

4 Things Every Borrower Needs to Know About Mortgage Brokers

4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Massachusetts, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan d

Jun 20, 2018 | mortgage brokers

Should I Rent or Buy?

Should I Rent or Buy?

While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a home purchase is the right decision for you right now. Can

Jun 14, 2018 | Purchasing a Home

4 Reasons You Don’t Want to Pay PMI

4 Reasons You Don’t Want to Pay PMI

Years ago, a 20% down payment was a requirement for obtaining a mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case of fo

Jun 07, 2018 | First-time Homebuyers

9/16/2014

9/16/2014

Economic Commentary Employment Report Analysis At first blush, it appeared that the jobs report was disappointing. The addition of 142,000 jobs in August was much less than the average of over two hundred thousand for

Sep 16, 2014 |

What is a HARP 2

What is a HARP 2

Home Affordable Refinance Program® (HARP) Return to index If Freddie Mac owns your mortgage and you are timely with your mortgage payments but unable to refinance because you have little or no equity in the home, you may be able to refinance to a lowe

Jul 22, 2014 |

Is Recession Over?

Is Recession Over?

Economic Commentary Still Work To Be Done As the euphoria wears off in the aftermath of our stellar June employment release, we realize that there is still work to be done in order to fully recover from the financial c

Jul 15, 2014 |