Joe Gonzalez

NMLS # 167031

860-604-7365

Joeg@usa-mtg.com

Joe Gonzalez Senior Loan Officer

Blog

How to Start the Process of Buying a Home

How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica

Jul 18, 2023 | Purchasing a Home

How To Save As Much Money as Possible When Buying a House

How To Save As Much Money as Possible When Buying a House

With high prices and rising inflation, if you are hoping to buy a home for the first time this year, you are probably looking for any way to save money in the process. Here are some possible options for pinching those pennies to make home buying more affo

Jul 11, 2023 | Purchasing a Home

Happy Independence Day!

Happy Independence Day!

As fireworks light up the sky and our nation celebrates its independence, we extend our warmest wishes to you and your loved ones on this Fourth of July. May this day be filled with great food, joy, laughter and cherished moments with family and friends.

Jul 04, 2023 |

How does a HELOC work?

How does a HELOC work?

With so much equity flowing freely these days, getting a home equity line of credit (HELOC) can be a great way to pay for home renovations, help pay for a child’s college tuition, or finance other important financial goals. Unlike a traditional mort

Jun 27, 2023 | Refinancing a Home

Weighing the Options: Vacation Home or First Mortgage Payoff?

Weighing the Options: Vacation Home or First Mortgage Payoff?

Have you always wanted to buy a second home in your favorite vacation spot, but you’re not sure if it makes financial sense to take on a second mortgage before paying off your first? It can be a tricky question as it feels like a trade-off between g

Jun 20, 2023 | Purchasing a Home

Buying a Short Sale: Everything You Need to Know

Buying a Short Sale: Everything You Need to Know

With the explosive home price growth of the last few years, many people have been priced out of the homebuying market. If you fall in this category, there may be some avenues you could still try to break into the homeownership scene. One of these is short

Jun 15, 2023 |