Joe Gonzalez

NMLS # 167031

860-604-7365

Joeg@usa-mtg.com

Joe Gonzalez Senior Loan Officer

Blog

How Long Does a Mortgage Pre-Approval Last?

How Long Does a Mortgage Pre-Approval Last?

The U.S. real estate market has had an extremely low inventory of available homes over the past two years thanks to enormous demand. That has resulted in longer home searches for potential buyers. The National Association of Realtors recently reported tha

Feb 28, 2023 | Purchasing a Home

5 Common Misconceptions That Keep You from A Perfect Credit Score

5 Common Misconceptions That Keep You from A Perfect Credit Score

Earning and keeping a perfect credit score is a great goal, but there are plenty of myths out there about how to achieve it. Since having a great score is essential for everything from getting approved for a mortgage to getting a car loan to even getting

Feb 23, 2023 | Credit

5 Things Every First-Time Buyer Needs to Know

5 Things Every First-Time Buyer Needs to Know

Buying a home for the first time is a big deal. Whether your first purchase is your last or if it is a stepping stone to a larger one in the future, there is a lot to think about and understand as you settle on the right home. Here are 5 things every firs

Feb 21, 2023 | Purchasing a Home

Should You Make a 20% Down Payment?

Should You Make a 20% Down Payment?

If you’re getting ready to buy a house, you may be unsure how much money to contribute as a down payment. For many years, 20% of the purchase price was considered a full down payment and the mortgage industry standard. While there are many benefits to put

Feb 16, 2023 | Purchasing a Home

Happy Valentine's Day

Happy Valentine's Day

We love Mortgages, but we love it even more when we get to work with awesome customers like you! Thank you for choosing us for your mortgage needs. Your trust and loyalty mean the world to us.  Wishing you everything that makes you happiest, today and alw

Feb 14, 2023 |

How To View a Home Purchase: Home-Sweet-Home or Investment?

How To View a Home Purchase: Home-Sweet-Home or Investment?

Buying a house is one of the biggest financial purchases you are likely to make in your life. So should you look at it through the lens of finding the perfect place to call home or as an investment that can set you up for the future? Here is some food for

Feb 09, 2023 | Purchasing a Home