Kayla Basile

NMLS # 1380499

413-896-0439

kayla@usa-mtg.com

Kayla Basile Vice President

Blog

Things to remember when buying a home

Things to remember when buying a home

There is so much to do when buying a home, don't forget the details! SOME THINGS TO REMEMBER WHEN MOVING INTO YOUR NEW HOME CHANGE THE LOCKS You don't know the whereabouts of past tenants' keys.   UPDATE YOUR ADDRESS For voter regis

Feb 05, 2019 |

Bank statements and deposits

Bank statements and deposits

When applying for a mortgage, the banks want to know where your money is coming from. Copies of your bank statements are always necessary in the pre-approval process. Here are some tips for making sure that you are prepared.  Always provide ALL nu

Jan 31, 2019 |

Why Do Mortgage Rates Go Up and Down?

Why Do Mortgage Rates Go Up and Down?

Mortgage interest rates fluctuate from week to week and they can make huge swings from decade to decade. In the early 1980s, for example, mortgage rates were as high as 18% while roughly 30 years later they are less than a third of that rate. What causes

Jan 30, 2019 | Interest Rates

3 Things You Need to Know About ARM Loans

3 Things You Need to Know About ARM Loans

Adjustable rate mortgage (ARM) loans always grow in popularity when interest rates are on the rise. Some borrowers think ARMs are the best way to save money on their mortgage in a higher rate climate. ARM loans can also be helpful for those who do not pla

Jan 23, 2019 | Adjustable Rate Mortgages Interest Rates

Economic News

Economic News

Homeownership Tied to Financial Well-Being   Older American homeowners have a greater degree of financial well-being than those who do not own a home, while lower housing costs are also correlated to more positive financial we

Jan 17, 2019 |

First-time Homebuyers should avoid these 5 Mistakes

First-time Homebuyers should avoid these 5 Mistakes

Buying a home for the first time is a very exciting adventure, but as with any new experience it can be easy to make plenty of mistakes. In order to make a satisfying purchase, try to avoid these 5 big first-timer blunders. 1. Get Pre-Approved before loo

Jan 16, 2019 | Purchasing a Home First-time Homebuyers Preapproval